Cayman Islands | Your local guide to the Cayman Islands

Your Guide to Cayman Islands Residency by Investment

The Cayman Islands, known for their stunning beaches, crystal-clear waters, and vibrant marine life, also offer an enticing pathway to residency for those seeking a life in paradise. The Residency by Investment program in the Cayman Islands is a beacon for individuals seeking a blend of luxury living and financial benefits. This guide will navigate you through the essential requirements and diverse investment options available for obtaining residency in this idyllic destination.

Eligibility Criteria: Start Your Journey Here!

To embark on this journey, potential applicants must meet several key criteria:

  • Age Requirement: You must be at least 18 years old.
  • Background Check: A clean criminal record is essential.
  • Health and Insurance: Good health and adequate health insurance coverage are required.
  • Financial Stability: Demonstrating strong financial standing is a must.
  • Exploring Investment Routes: Tailoring Your Path

The Cayman Islands offer five distinct investment routes, each catering to different goals and lifestyles:

Certificate of Permanent Residency for Persons of Independent Means (Lifetime Grant)

  • This option offers lifetime residency and the possibility of working locally.
  • Real Estate Investment: A substantial investment in developed real estate is required.
  • Minimal Physical Presence: Only one day per year is required to maintain residency.
  • Pathway to Citizenship: Eligibility for Caymanian Status and subsequent UK passport.

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Residency Certificate for Person of Independent Means (25-year grant):

  • A 25-year residency grant, ideal for retirees.
  • Investment in real estate and local bank deposit or proof of income is required.
  • This grant does not lead to Caymanian Status or passport.

Certificate of Direct Investment:

  • For those investing in a local business that generates employment.
  • Requires hiring a significant portion of Caymanian employees.
  • Minimum physical presence of 90 days per annum is needed.

Residency Certificate by Substantial Business Presence:

  • Aimed at senior managers or significant shareholders in certain business categories.
  • Offers a 25-year residency permit.

Setting up an Offshore Company:

  • Ideal for those engaging in offshore-only business.
  • Offers a pathway to permanent residency and flexibility to convert to other options.

The Application Process

The application process for Cayman Islands residency by investment is streamlined and user-friendly:

  • Initial Consultation: Contact a legal expert to begin.
  • Due Diligence: Undergo initial background checks.
  • Investment Decision: Select the investment option that aligns with your goals.
  • Document Preparation: Gather necessary documents.
  • Application Submission: Apply for the residence certificate.
  • Fees and Activation: Pay the application fee and, upon approval, the activation fee.

Essential Documents: Packing Your Suitcase

Be prepared to submit various documents, including:

  • Cover letter and proof of fee payment.
  • Passport and police clearance certificate.
  • Medical questionnaire and proof of health insurance.
  • Financial documents demonstrating your investment and income.
  • Personal documents like birth and marriage certificates.

Investing in the Cayman Islands not only offers a serene lifestyle but also opens doors to a tax-friendly environment with zero corporate, capital gains, and income taxes. Whether you are an entrepreneur, retiree, or simply seeking a change of scenery, the Cayman Islands Residency by Investment program is your gateway to a life in one of the world’s most coveted destinations.

This article was written with the assistance of AI driven insights and prompted by Fevi Yu, Our Web Administrator and Content Manager.  It was edited by Editor and resident of the Cayman Islands. All articles have been checked to ensure the information provided is accurate, most of our sources are Cayman government websites, Cayman Orgs or Associations.  For additional information please email

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